My Insurance Company Believes In The Metric Year, Almost And Kind Of

My car insurance company sent some notice–I think the notice was to say I earned some special rinky-dink discount for my good driving, yes good driving–and I noticed that one of the (new?) billing options is “Monthly”. The description of this “Monthly” billing plan is as follows:

Pay one-ninth of your premium by the policy’s effective date. Eight more installments will be due in 30-day intervals.

At least they have a good grasp on proper use of hyphens.

Credit Madness

The lack of fiscal responsibility on the part of those living in the United States is not news. Whether it is the total lack of savings (the current rate of personal savings of disposable income is negative and has been strongly declining for many years) or credit card debt, as a whole we have a large appetite for consuming.

In reading the details of my new credit-card rewards program–I switched cards because of Bank of America’s terrible customer service for my former-MBNA card–I realized this spending is no longer limited to money. You can now borrow reward points from credit-card companies to have enough points to “own” that new grill, “pay for” plane tickets for your vacation, or receive Blockbuster gift cards for “free”. But if you do not borrow enough using your rewards-program credit card, thereby properly “earning” those points, you will be billed at an exchange rate determined by the credit-card company.

Album Reviews

1—–>3——->5
Terrible—–>Fantastic

5
Fujiya and Miyagi Transparent Things
Wax Tailor Tales Of The Forgotten Melodies

4
Aesop Rock All Day
Allen, Woody Night Club Years, The, 1964-1968
Allen, Woody On Comedy
Allen, Woody Woody Allen’s Music
Björk Unplugged
Brightback Morning Light Brightback Morning Light
Coup, The Steal This Album
Davis, Miles Miles Ahead
Exploding Star Orchestra We Are All From Somewhere Else
Future Sound of London, The Teachings From The Electronic Brain
Jukata Expansion Broadciast [20070223]
Kiktronik, CX Krak Attack
Lennon, Sean Friendly Fire
Morricone, Ennio Very Best Of, The

3
Arctic Monkeys Favourite Worst Nightmare
Blondie Plastic Letters
Deerhoof Friend Opportunity
Drop The Lime We Never Sleep
Ghostface Killah Hidden Darts (Special Edition)
Vitalic My Friend Dario

2
Air Late Night Tales
Bass, Fontella New Look, The
Black Rebel Motorcycle Club Baby 81
Chromatics Nite
Clef, Bass A Smile Is A Curve That Straightens Most Things
Clientele, The God Save The Clientele
Coldcut On The Wheels Of Steel
Concretes, The Hey Trouble
Dabrye Two Three
Dead Celebrity Status Blood Music
DJ Danger Mouse Remix White Label VLS
DJ Kentaro Boy On The Wheels Of Solid Steel
Groove Armada Back To Mine
Iwaki, Kentaro Dubmosphere Mix
Kirchin, Basil Abstractions Of The Industrial North

1
Amadou et Mariam Dimanche A Bamako
Amadou et Mariam Sou Ni Tilé
Amadou et Mariam Tje Ni Mousso
Bee Gees, The Best Of, The
Bocoum, Afel, Damon Albarn, Toumani Diabate & Friends Mali Music
Boredoms Super Roots 2
General Degree Generally Speaking
Justice Waters Of Nazareth
Warren G Regulate…G Funk Era